I went to file my taxes and was asked if I was interested in the RAL. I was because the IRS keeps pushing back the processing date for people receiving refunds for EITC and child tax credits as if we don't need our money.
Then they of course denied me. Why? The letter states because of my credit. WTF????
Yes I realize it's a "loan" but it is a loan for 1/3 of what I'm getting back and my refund has never, ever been held, taken or offset. And I've gotten RALs every previous year.
I don't know who Metabank is because my tax people didn't use them before when I got approved for my RAL in the past but they suck. Obviously if my credit was good I wouldn't need to ask for the RAL in the first place.
Product or Service Mentioned: Metabank Loan.
Reason of review: DENIED.
I didn't like: I wish i could give a no star rating.